The new CFPB rule is changing the process of foreclosure slightly as the moratorium end and the government is trying to avoid a massive wave of foreclosures. Foreclosure moratoriums end on July [...]
I represent a wide range of people in New Jersey and New York. Most want to file for Chapter 7 relief because they think that this is the best and most complete way out of debt. For many, that [...]
Some debts and situations necessarily lead to needing to look at a Chapter 13 Case rather than a Chapter 7 case. In this video, I discuss the kinds of issues that I have seen lead to Chapter 13 cases.
Many people have obtained forbearances on their mortgages through the CARES Act and its extension. The current deadline to request a COVID related forebearance is June 30, 2021 for HUD/FHA, USDA [...]
Since March of 2020, New York and New Jersey have been acting under COVID-19 emergencies via both legislation and emergency order to prevent people from being evicted from their homes due to the [...]
In an effort to share helpful information about bankruptcy, guardianship, probate and other areas of general legal interest, we have set up a YouTube channel. We are working on incorporating it [...]
Facing foreclosure is incredibly time sensitive. In this video I discuss at what point it is too late and when you should act to save your property.
Everyone hears that student loans cannot get discharged in bankruptcy. That is increasingly no longer the case as courts find that undue hardship is shown in ever expanding categories. [...]
I am listening to a continuing education program for Chapter 13 bankruptcy practitioners in New Jersey. Here’s an update, county by county as to sheriff’s sales, foreclosures and [...]
Bankruptcy for a small business or as an individual engaged in business has never been an easy thing. Assuming that you want to stay in business and you need to reorganize in order to address [...]