Everyone hears that student loans cannot get discharged in bankruptcy.  That is increasingly no longer the case as courts find that undue hardship is shown in ever expanding categories.  Sometimes, however, the debt that is sought to be discharged is not even a real student loan! What is Excepted from Discharge? The bankruptcy code excepts […]

I am listening to a continuing education program for Chapter 13 bankruptcy practitioners in New Jersey.  Here’s an update, county by county as to sheriff’s sales, foreclosures and evictions: Foreclosure Sales: Here is a county by county list as of today of what is happening with foreclosure sales for RESIDENTIAL PROPERTIES in NJ: Atlantic:  Only […]

Bankruptcy for a small business or as an individual engaged in business has never been an easy thing.  Assuming that you want to stay in business and you need to reorganize in order to address overly expensive leases, over-extension of secured credit, unsecured bills that have piled up, or a host of other issues, the […]

Before I get into the meat of this post, a little background:  I am a special needs parent.  My mother is a teacher of the disabled.  My brother has significant physical and learning differences.  Before I was ever an attorney, I knew that kids with special needs needed certain legal accommodations because I watched my […]

Good morning to everyone.  This is the inaugural post to my firm’s blog and I wanted to start out with a recent Facebook Live post that I made.  One of the major concerns that a lot of my clients have is paying for services.  I spend a lot of my time on bankruptcy matters, so […]